Tuesday, May 3, 2011

Best investment products in India.

There are thousands of financial products available in India. Some of them are good to buy but mostly products are worthless if buy, and it is not possible for anyone to know, understand and analyse all the financial products available, unless if someone choose financial field as a profession.
All Company's provided these financial products are well understand the mindset of middle class peoples. They know very well that rich peoples are not going to buy these plans which they offered like ULIP plans, Pension plans, Money back policy plans, investment cum insurance plans etc because they are financially literate peoples. But in case of middle class people situation is different, most of people including me also are dreaming to become rich on some day but they didn't know how, when and where to invest. What they do, they start investing their hard earned money in these worthless products and get trapped by these company's which are looking for fools to buy their products.
I am not any Financial advisor or any expert to taught you that how to to invest, I am just expressing my own views, experiences, and my mistakes which i had done in past and now I am spreading financial awareness through this blog. You might be agree with me or not its upto you. Apply your own brains and find what is best for you and if you need my help It will be honour for me if I can do anything for you and all this for free of cost. I didn't expect anything from anyone.
My aim to write this blog is to just share my knowlwdge, my experinces, financial awareness and expose the worthless products available in market.


As I said that it is not easy to have the knowledge of all the financial products in India, So in this blog we'll try to discuss only the best financial products available in India.


I have listed a few below


1. Mutual funds
2. PPF ( Public Provident Fund )
3. Post Office schemes
4. Gold & Silver
5. Term insurance
6. Real Estate
7. Family health insurance
8. Govt Bonds.

According to me only these 8 products in India or any part of the world are worthwhile to invest in, Only if you don't have your own establish business.