When you start thinking to invest in mutual funds the first question comes in mind that "where do the mutual funds invest".
So let's we discuss here that
Where do the mutual funds invest and how we can monitor them.
The mutual funds are required to disclose the full portfolios of all their schemes on half-yearly basis which are published in newspapers, Some of the mutual funds send the news letter to their unit holders on quarterly basis which mention the portfolio of the schemes, but almost all the mutual funds have their own websites. Investors can track the latest devlopments and updates on their websites. Investors can also access the NAV, half-yearly results and portfolios of all the mutual funds at one website of Association of Mutual funds in India ( AMFI ) http://www.amfiindia.com/. Investor can also log on to the website http://www.sebi.gov.in/ and go to the Mutual fund section.
How does the Mutual fund portfolio look like.
Here we take an example of of HDFC TOP 200
Latest NAV ( Net Asset Value ) is ---- 207.999 as on 04/05/2011
Fund Category ---- Equity: Large & Mid Cap
Type ---- Open-ended
Risk ---- Below average
Returns ---- High
Entry load ---- Nil
Exit load ---- 1% for redemption within 365 days
Minimum Investment ---- Rs 5000
Net Asset ( In crores ) ---- 9591.25 cr as on 31/03/2011
Investment sector of this Fund
As on 31/03/2011
Sectors % Net Assets
Financial 25.47
Energy 22.97
Technology 11.66
Healthcare 7.32
FMCG 7.31
Automobile 5.25
Metals 4.08
Engineering 3.10
Cons Durable 2.95
Diversified 2.95
Communications 2.08
Services 1.50
Construction 0.76
So if you have Rs 50,000 and if you want to invest this amount in above mention fund than the total units you will get is
Rs 50,000 is divided by the present NAV i.e 207.999
50,000/207.999 = 240.385 units/ shares
Now you have 240 units of HDFC Top 200 equity oriented fund which is one of very good fund at present, But still I advice you that if you want to invest in Mutual funds (any) than invest through SIP is the best option.
So let's we discuss here that
Where do the mutual funds invest and how we can monitor them.
The mutual funds are required to disclose the full portfolios of all their schemes on half-yearly basis which are published in newspapers, Some of the mutual funds send the news letter to their unit holders on quarterly basis which mention the portfolio of the schemes, but almost all the mutual funds have their own websites. Investors can track the latest devlopments and updates on their websites. Investors can also access the NAV, half-yearly results and portfolios of all the mutual funds at one website of Association of Mutual funds in India ( AMFI ) http://www.amfiindia.com/. Investor can also log on to the website http://www.sebi.gov.in/ and go to the Mutual fund section.
How does the Mutual fund portfolio look like.
Here we take an example of of HDFC TOP 200
Latest NAV ( Net Asset Value ) is ---- 207.999 as on 04/05/2011
Fund Category ---- Equity: Large & Mid Cap
Type ---- Open-ended
Risk ---- Below average
Returns ---- High
Entry load ---- Nil
Exit load ---- 1% for redemption within 365 days
Minimum Investment ---- Rs 5000
Net Asset ( In crores ) ---- 9591.25 cr as on 31/03/2011
Investment sector of this Fund
As on 31/03/2011
Sectors % Net Assets
Financial 25.47
Energy 22.97
Technology 11.66
Healthcare 7.32
FMCG 7.31
Automobile 5.25
Metals 4.08
Engineering 3.10
Cons Durable 2.95
Diversified 2.95
Communications 2.08
Services 1.50
Construction 0.76
So if you have Rs 50,000 and if you want to invest this amount in above mention fund than the total units you will get is
Rs 50,000 is divided by the present NAV i.e 207.999
50,000/207.999 = 240.385 units/ shares
Now you have 240 units of HDFC Top 200 equity oriented fund which is one of very good fund at present, But still I advice you that if you want to invest in Mutual funds (any) than invest through SIP is the best option.
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